Wife and I took out a 50g equity loan over 4.5 yrs ago. At the time we both worked for a big company. We never thought we would both lose these jobs less than a year apart.( My wife stressed out of her 21yr old job and later developed fibromyalgia...

My husband and I are following the Dave Ramsey "Total Money Makeover", but instead of paying off lowest balances we are paying off highest interest rate first. Dave suggests that you pay off all your consumer debt, fund your savings ...

My husband and I purchased a home in TX. When we purchased it, my husband had several liens that transferred over to the house. Our mortgage broker knew this beforehand, and we got into a really bad mortgage situation (we were going to '...

My husband and I just applied for a home equity loan and were denied. We already have one which we applied for 2 years ago for $20,000 which we have paid off $10,000 (always on time!). We just applied again - for a $60,000 line of credit - to ...

My estranged husband and I are on the verge of settling our divorce. It turns out that I will keep the house with my own mortgage and all equity (since I invested a lot of money into the home since his departure in 2007). My vehicle is also in ...

Our current house payment is approx. 25% of our income after taxes. We have 33% to put down on the new loan, and the balance of that loan when combined with our current mortgage will take us to approx. 33% (total) of income after taxes. (it is a...

I bought my house about 2.5 years ago and am wondering if I should refinance now to lock in today’s low rates or just wait it out. The house is worth about 850K. My first mortgage is a 600K 7 year ARM at 5.85% (4.5 years left). My second ...

I have a prepayment penalty on my mortgage but it might be worth it to refinance my home before the 2 year requirement is up. Is that something that I can do? I already have about 30K+ of equity in my home and i know that my prepayment penalty is ...