Hi everyone, Where can I find a reliable HELOC with no prepayment fee if I sell my house? All large banks I've asked have a 2,000 fee if I sell the house within 3 years. Thanks!

The bank is offering a line of credit sale. I pay no fees, the bank is covering all closing costs, state taxes, appraisal fees and the first year annual fee. I can take out a line of credit on the equity of my house. The rate is prime minus 1/2...

I purchased my home in 2004. At that time, a $26,000 home equity line of credit was established through GMAC. In October of 2009, GMAC sold my HELOC to Specialized Loan Servicing. Ever since, it has been a nightmare. Can't keep track ...

I bought my home in 2007, it was built Oct 2007. I paid 123,400 for it. The home is worth 174,000 (appraised last week) and I wanted to know what would be the best solution for me. Also, the kicker, I am in between jobs right now. I have up to...

I just bought a house from my sister for below cost. It was the house I grew up in. We have equity in the home and my bank told me that I should open up a line of credit in case of emergency repairs. These repairs can be claimed on taxes threw...

I have full equity in my home. I lost my job last year and my finances have become critical. The HOA's and property taxes are inrears and are in the process of judicial foreclosure. I have no credit card debt owe about 15,000 on school ...

US Bank has a Home Equity Loan ,5.0 % variable interest rate, 2.0 % prime. no cap on variable rate lowest 3.00 %., amt of line of credit $39,000.00..Flexible in which the variable rate can be changed to fixed rate 7%, 3 times a variable can be ...

I've wanted a pool forever and considered selling or renting my home to get a home with a pool. I know they can be a pain and expense in terms of upkeep, so please don't respond telling me what a waste it is. I've decided to keep my...

About 2 months ago i went to my bank to look into a refinance. I have a high FICO score and was quoted a rate of about 5%. My current rate is 6%. My loan is not moving very fast although i know it is finally in underwriting because they called ...

I'm looking for a 2 year loan of $5,000 to get new windows in my home... I have 2 banking options.. Wells Fargo has a 2 year secured loan for a $75 origination fee. Their website says it's 9.32 % interest rate for 24 months. 2 year...

I shopped around to see about refinancing my home mortgage. I have good credit and my current loan was with Countrywide who was bought out by Bank of America. They quoted me over the phone the lowest interest rate (4.3%) so I agreed to refinance ...

My brother talked me into starting a business with my Credit (at the time I had a 800+score). Now, 10 months later I'm $89k+ in debt he's too busy with moving his women in or out or trying to win custody of his kids or something all the...