My husband and I owe 172k on our house and it appraised at 215k in July of 2006 when we did a Texas Cash Out loan. Our current interest rate is 7.875 and our PI payment is 1244.00 a month. There is no doubt in my mind that the house would appraise...

but fha/hud laws wont allow someone who has had 30-60 day late pays in the last year refinance,in this environment where are they going to find people with no late pays,if my payment is lowered ill be able to keep the house if not then they wont ...

I am currently 5 months behind on my mortgage. Last June I have called bank of america regarding my situation. Telling them I am having trouble keeping up with my payments. They said they can't help my at that time coz I am current with all ...

my dad took a loan out in august 2008 from LLoyds TSB for 6500 for me (his son) i worked for him at the time as well .. i left work in may 2009 to care for my other half who has been diagnosed with ceoliac / IBS and ME/CFS the payment were 200 ...

we have a truck payment that needs to be lowered. we cant really make the whole payment since we only have 1 income. our credit is shot due to medical expenses. so does any know a way to lower the payments with chrysler financial we still owe ...

My husband's employer of 17 years chose to restructure the company. He is now pursuing a new trade entirely. Is there any grants or other money available for his new business and our family finances during this transition? Our debt to ...

I am thinking of buying a new house, assuming I can sell the current one. The main problem I see is a car note of $549 a month. That is definitely beating up on my debt to income ratio. I have about 2 years left on the 6 year car loan and know ...

I am a single mom of 3 beautiful children. I am having trouble keeping the bills paid. Falling behind on my credit cards payment. Is there any way to have this payment lowered? I tried talking with them not any help there. By the time I pay the ...

Taylor bean whitaker services my wells fargo mortgage. I have applied for a modification to see if I can get my payments lowered. I'm self employed, have been for 10 years and now that the economy has tanked, my business is so slow I can&#...

I'm a homeowner and I just loose my house equity whith this real state problem that we are going thru, but now I'm behind two months in my mortgage payments, that keep lowering my credit score and I'm trying to pay some debts and of...

I received a letter from Newport Shores Mortgage that I may qualify for a payment reduction on my FHA loan. Is this a scam? I contacted my mortgage company (Wells Fargo) a few months ago and they told me that FHA loans don't qualify for any...

I can't afford my house payments! I used to only have a 1,500.00 payment on my house and then my business took a hit in 2006 and I had to get some equity out of my house so I did a new loan with hfc. With my and my wife our income was 4500.00...

Hello... I was wondering if anyone has attempted to call their car company to see if they can lower the APR percentage due to unemployment? I recently got laid off and the unemployment checks just isn't going to cover all of my bills. I need ...

I am looking for the number for the mortgage assistance in Michigan. My Grandparents are having a hard time paying their mortgage due to their limited income. I had heard that there is a government program that could help them by paying off a ...

hi there please am in big trouble, money problem of course well here is the thing. with this econemy problem i cant affort to pay my hhouse payment in full, my house is worth around 160,000 i owe 140,000 or somthing . am paying 1,175.00 almost ...

I am 2 months behind on my mortgage and I just got divorced. I would be able to make the payments if I could get the payment lowered but my mortgage company dosent do loan remodifacation and I dont want to lose my house, I tried to refinance but ...

I really do feel for people that are having their home foreclosed upon, but at the same time the foreclosure bailout seems unfair. Check out this CNN article: http://money.cnn.com/2008/11/13/real_estate/foreclosures_october/index.htm?postversion=...

I am behind on my mortgage payment(still owe December's). I am getting a couple thousand tax refund. I don't want to just catch up on my house payment, I want to do something to help my payment be lowered all the time. I already got a ...

Ok my fiancee and I have $5,300.00 in credit card debt right now we have on 4 cards! We have asked for limit increase to try to add all to one card to have ONE monthly payment! And no luck! I have also tried applying for personal loans, and got ...

Im going to start off saying that I AM looking for a new higher paying job right now. Next, my issue is I need to find $325 by the 1st of December. Third, is I have a total of $11300.00 in credit card debt with 3 cards. Im looking for advice on ...

late payments has lowered my score due to things out of my control. now I would like to rebuild credit and I also need to make a purchase that will require financing. I do not live above my means, very conservative lifestyle, no cell, cable or ...

And yes it is horrible---How do I find out what it is now? It used to never cost as much as it does now per month but they have not lowered my payment. I pay 160.00 a month on 19,200. I don't know how to find the rate, they keep telling me ...

they screwed me! when the rep explained things to me she said that i would make a payment to them and half goes to the credit cards and the other half to them for their service fee so i thought that was fine it lowers my monthly minimum payments ...

I worked for The Hartford Insurance company when I became totally impaired. Although I signed a Authorization form for them to communicate with Social Security, they now indicate I have been overpaid $40,000 and must repay it. I believe at least...

I Wanted to refi but my LO said Sorry nothing that he can do I owned more that my house worth. I need to change the rate to fix rate or lowering it. I am not late with my payments yet but it starting raising I'll may file for foreclosure, Can...

I'm very confused and so is my girlfriend about her college loan. She has a private loan (What is the diff between public and private loans?) and it's for about $62,000. Her interest rate was 11% when she got it. She's paying $...

My payments are becoming to much for me right now and I am trying to get my credit in order. Lowering my car note would really help me. I can't refinance because my credit is not good enough, so what other options do I have. I don't want...

I ask this because I have been trying for the past three weeks to get financing for a vehicle. I have been told that I don't really have bad credit I just don't have enough credit depth. It makes me rather angry to keep running into ...

I don't know to much about mortgage modification just that it can lower my monthly payment. Right now I am paying $2,075 per month on a 30 year fixed with a 6.35% loan. I have never missed a payment but I am always making late payments (never...

Went FHA because we wanted to put 3% down and theyre more lenient with ratios. We got pre-approved...and then approved by computer and human underwriters.Then 3 days before the closing in FINAL underwriting, we get an email that because my ...