I am interested in refianancing my home and getting a new one in the near future but i dont want to be ripped off because of my skin color.

They are at 6.47%, last week they were 6.14% and for a while it was even in the 5's.

I am about to lock our application for home mortgage. before it, i would like to know if there's still a chance for it to go down? Please help! Is it good to lock now or not yet? the last time we went to the lender, the interest rate is 6%.

I applied for a home loan and was given a rate of 5.0%, (I know... really good but that's what it was.), and by the time our papers were signed it was back up to 6.0% in a matter of hours. Which makes a big difference in monthly payments, ...

Especially interested in the case where there is a 50+ point differential in the FICO scores, and the spouse with the higher income has the lower score. And the combined income needs to be used as the basis for the loan amount asked for ...

So when the rate is cut how long does it take to reflect the cut for home mortgage rates? I'm thinking about buying a house and I just heard the federal interest rate is being cut to 1% (historic low). When will home mortgage rates reflect ...

Any predictions on the next couple for months for home mortgage interest rates dropping or rising? I’m building a house an will have to lock in soon?

I'm looking at some property in Panama and heard that a loans for foreign investors are plentiful. I'm having trouble finding a rate because Panama beach, FL keeps messing up my searches. What kind of interest rate can I expect for a ...

So I am watching a real estate show, and the people disclosed the total cost, percentage rate and monthly payments for the house they chose. Their percentage was 8% for thier home loan... That seems high to me. My only point of reference for a ...

I'm looking at 4.5 - 4.85 from Navy Federal Credit Union depending on how much money is put down and paid in origination fees. Is 4.75% par for the course or are people finding much better or worse at other institutions? What is the average...

I purchased a new home about a year ago. A few times last year, when I had some extra money, I made a few extra payments towards the mortgage. My goal (originally) was to pay off the mortgage much sooner than the original 30-year term. I ...

We were hoping that building a brand-new modular home would be the answer to our VERY frustrating and discouraging search for a new home. But when my husband called the mortgage company today, they really burst that bubble! They say the ...

I really don't know much about mortgages and I appreciate you guys helping me out with my question but I have another one. When you guys refer to points and how many points I want to pay what does that mean? I dont know what points are and ...

I've just been pre approved for a VA mortgage. I'm only in the looking phase and don't plan to close til June. How do I find out the average interest rates on VA home loans. I don't want to find out the last minute my ...

My husband and I have been preapproved for for a decently large mortage loan amount but our interest rate is not quite as low as we would like. Does buying a home that is much lower than your preapproval amount help lower your interest rate? Also ...

I got an offer for a 285,000 dollar townhouse in Los Angeles Suburb. Its brand new and pretty nice. But the interest of the loan is 5.5 around there. Do you think this is too much?

I am in the process of purchasing a home. Yesterday, was our closing date, but at the last minute my bank called me and said they couldn't make the deadline for closing and it would need to be moved out because the underwriters needed more ...

Lets get real.... the reality for most americans is not to have lower interest rates on home mortgages but rather the ease of the additonal requirments to get a mortgage. Not everyone can go "full doc" for so many reasons and by not ...

Higher interest rates for mortgages lead to the following in the market fewer home sales a jump in home sales a jump in lines of credit

Why is it that every time the fed cuts, rates for home loans go up?

Should I refinance my interest rate on my home mortgage? I have been in my home for 9 years and an employee from Chase finance (Chase is my current lender) said for me not to refinance since I have paid off a good portion of the interest. Is this...

an will i qualify i bought my home on november of 08 in california. or are they only helping people that have trouble paying their mortgage.

I talked to two other banks - one I have a checking account with and another I have a credit card with. The my checking account bank told me I would have better luck somewhere else. The bank who I have my credit card with never contacted me back...

I look at the 10 year treasury note on yahoo finance, what else should I be checking out? what mortgage secured bonds are there? I need to decided when to lock in with my rate for a home purchase in the next 2 weeks.

Fewer home sales. A jump in home sales. A jump in lines of credit

My son has apply for a VA home mortgage through lending tree.The mortgage co. is Mortgage Now. The VA website has a interest rate listed at 6.000%, for VA loans, but the interest rate charged by Mortgage Now is 6.875. Can the Mortgage Co. charge a...

We have a house of our own which we are renting out. We would like to get a home for our family as we are living in a small apartment while in grad school. Can we get a loan while we have two mortgages on the first home? Will our interest rate be ...

what is the max the law allows to charge someone in terms of a high interest rate on a home mortgage finance?