FHA refinance loans seem like my best option at the time for refinancing my home loan. Can anyone provide me with some information pertaining to the current fha rates?

I thought that interest rates were dependent on your credit score. I recently spoke with someone that told me I would for sure get a higher interest rate with an FHA loan with 3.5% down over a conventional loan with 20% down, assuming credit score...

I live in bristol,tennessee and i have found a home i would like to buy,my credit rating is bad.the home is for 60,000 and i have about 4000.00 to put down,whats the minimum credit rating for a fha loan and the other requirements?also,where do i ...

Where do I find the interest rate for a 30 year DHO fixed home loan?? Thank you!

my b/f and I are trying to buy a house but there is a chance that weeks before we close he will go flat rate which is similar to commission. Will this effect us at the time of closing even if we have already been approved on his hourly wage.

I know it all depends on your personal situation, but is there a limit? I mean certainly no one is handing out loans at 15%... I would guess, anyway.

The broker says my rate will be around 6.5% but they have to state APR 7.5% because it has to includes Mortgage insurance because of not putting 20% down. Is this correct? I understand I have to pay the PMI but should my APR be around the 7%? The ...

Alright, I have six years of steady employment and have been preparing to buy a house and fixing my credit. I am not to the point that my credit will allow me to purchase a home at a good rate, unfortunately my position was eliminated at my job. I...

We're in the process of a refinance and have been offered an FHA home loan vs. the conventional one we already hold. This is our first house, don't know too much, just want to take alittle money out and pay off all bills, nothing major. ...

I am purchasing a HUD home with an FHA loan. My rate lock expired five days ago, but I have the option of purchasing a rate lock extension for a fee of 1 percent of the price of the home. Does FHA consider this rate lock extension fee an ...

Im a first time home buyer in Los Angeles and do not have 20% down payment to buy a home. I qualified for an FHA fixed rate loan at 4.8% for 30 years. I am considering buying a home for $400,000 which under FHA rules i will need to pay $14,000 ...

and I am a 1st time home buyer so I have some questions.. Will a FHA loan let me buy a house thats being foreclosed on? How does it work on mobile homes?

I am looking to buy a HUD home and will be applying for a FHA loan I just wanted to know how much the interest rate may be?

Me and my Wife have a mortgage broker and he helped us fill out a application for a home loan and he sent it off to get approved. Well, he called us and say we are approved with a 4.25% interest rate. So I asked him which bank we were going ...

I have terrible credit but have been pre-approved for FHA at 6% interest fixed for 30 years. I'm wondering if this is the way to go or if there are better ways to buy a home. I'm a single mom, live in Iowa,have very little for down ...

We bough a house a year ago and we have a 30 year fixed rate $185,000.00 loan at 6.5% and a payment of $1,475 with a big name lender. Our loan officer called and said we should refinance now for a better rate. She says we should go from our ...

I am considering to buy a home through conventional 30 year loan with 20% down payment.However, based on my FICO (fair655) score, the bank is asking additional 2.5 points to get a loan with high interest rate than prevailing market rate (1% higher...

I just came off a BK13 and wanted to know if a home loan is out of the question for me. The only reason I filed was because I couldn't find work. Went back to school finish an MBA and working on a PhD program at the moment. I have a great job...

10 days ago FHA rate was 4.8%. Now it's 6%.

Now that I am more involved with the home buying process, I am starting to have my concerns about my realtor. I was recently told not to have my realtor shop for a home loan for me, in which I already did. Untill this day she has never told me ...

I just purchased my home in july 07, with no doc and 100% financing. I would like to know is it possible I can refinance my home with FHA so I can get a lower interest rate. Please can some help.

what can I say for him to lower my apr for a loan? this is my first time applying for a loan and do not have experience negotiating to lower my APR any advise? also he told me he can lower my apr by buying points any help from anybody out ...

First of all, thank all of you for your input. This is very important to me. I am trying to get an idea of about where my percentage rate will be before I go to negotiate financing terms. I don't want to go in not knowing what I should. So if...

I am getting a home loan through Wells Fargo and the rates for both were the same at 5.5% and now this week the Conforming Loan has dropped to 5.375% and my rate is still 5.5%.

Anyone had expericnce with either one? My lender told me Soft Second mortgage has amazing rate (4.375) where as FHA 5.5... But I'm sure there are pros/cons to both.

I'm a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I'm just wondering when analysists are predicting rates to drop?

if the home loan is 130 g and i can put 10% down is it better to just go with a fha loan and only put 3% down and get 5% interest or should i be able to do better if i put down the 10 percent?