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How are home loans priced where you live?

mytwocents - 2009-11-03 05:02:16 - Personal Finance

In your country, do you get home loans at a fixed rate for say 15 years? Do you have to pay a large penalty for pre-paying? If the loan is at a floating rate, what is it pegged to? Do loan rates vary according to individual credit profiles?

Best Answer:

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Answers:

Ashley - 2009-11-03 06:27:46

Home mortgage loan refers to the loan lent to someone who buys a house from a developer, makes the initial payment and lets the bank to pay the rest in installments. He will use the house as collateral and pay the principle and interest on time. With flexible payments and terms, today,mortgage lenders offer a wide variety of loan products. http://www.worldbestloans.com/homeloans.htm Your credit score plays a key role in many aspects of your life, including the process of applying for a loan. Lenders scrutinize your payment history on all previous loans, bankruptcy filings, and other financial factors when deciding whether or not to approve your application.

YHHN - 2009-11-06 10:16:53

Fast Credit Loan Company Ltd. 14 Cabot Square,Fulham, London,United Kingdom Tel Num: +447045723089. Fax Num: +447044523088. Email: fastcreditloan@ire.ir www.fastcreditloan.net Attn Dear Customer, We are registered and legitimate loan lending firm based in United Kingdom. We give out loan to Individuals, families, student, Organization, Business Men and women who are into Business transaction. We give out long term loan and short term loan for three to ten years maximum with your interest in this you can as well tell me the amount you need so that We send to you the terms and conditions that is if you are really interested in getting a loan from Fast Credit Loan Company Ltd. Loan are given out in Pounds, Euro and $US the maximum We give is 3,000,000 both in pounds and $US and the minimum 6,00 pounds and US$. There is one Question I have to ask are YOU a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because we like to do business with Honest people if you are one you will get the loan even if your bank have refuse to offer you a loan because of your bad credit, We will offer you the loan and put a final stop to all your financial needs. If you are interested you have to send the amount you need as loan so that we can give you the terms and conditions on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now contact us via e-mail:fastcreditloan@ire.ir You are to get back to us with this information, loan application form stated below: * Applicant full name:.................................... * Applicant Contact Address:.............................. * Phone No:..................................... * Country:....................................... * Age:............................................. * Marital Status:................................ * Amount Required As Loan:............................ * Proposed Terms/Duration Of Loan:.................. * Annual Income:.................................. * Occupation:...................................... ************************************************** Mode of Payment: * Payment by bank to bank transfer * Payment by bank certified check(courier) * Western Union Money Transfer * Money Gram ************************************************** Sir, Wic Williams Loan Managing Director Fast Credit Loan Company Ltd.COPYRIGHT © 2009 ALL RIGHT RESERVED

Jeddah Abu - 2009-11-06 10:31:24

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