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Whats the catch to refinancing a auto loan?

Shelby C - 2009-03-04 23:15:07 - Credit

I've been thinking a bout refinancing my auto loan. But whats the catch. I've got a 16.59% auto loan . I've made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i'm in the 630-660

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