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Bad Credit Consolidation, I want to consolidate $50,000 student loan, $15,000 mortgage, $3000 medical bills?

a2z_4me - 2007-02-16 08:15:14 - Personal Finance

I had a bankrupcy by bad advice, and I want to get all my financial troubles fixed and consolidated. I cant get a traditional loan. Who knows of any private lenders or sources where can can get a 10 year loan, and get this all paid off and behind me? Must be a real service that has fair terms. I can afford a $700 monthly payment After Consolidation my contract for deed will be paid off and I can offer my home as colladeral.

Best Answer:

I'm sorry to hear about your bankruptcy. You should definitely check out http://www.mortgageous.com/debt-consolidation - they can reduce your monthly payments by up to 75%. Plus they won't charge you anything for a debt analysis or credit repair consultation, which is good since you're trying to save money. Make sure to ask them about helping you repair your credit. Good luck - it sounds like you're working hard to get yourself on track. .

Answers:

I see your problems which could call some problems. But I think you might need to see if you could get someone to cosign with you. I honestly do not know of a lender that will lend with someone with your problems with out at least 22 23 % interest.

There you go : http://index-go.com/bad-credit-finance-mortgage.asp http://index-go.com/debt-consolidation-refinance-loans-mortgage.asp Good luck !

Lets see, if you're not making a lot of money. Why don't you ask that your student loan be deferred. That'll free some money to pay the mortgage and the medical bill. From what you're talking about, you don't need a consolidation loan, you just need to restructure your payments so that you can live and not worry about your bills. If your student loans are federal loans, it's not a good idea to convert it from that to a private commerical loan. If you have trouble further down the road, most commerical loan will not give you a deferment. El

I don't know about consolidation of the mortgage and medical, but you can usually consolidate student loans with good terms pretty easy. Check out this page for institutions that consolidate student loans and other loans as well: http://axalda.info/student-loan-consolidation/student-loan-consolidation.html

I'm sorry to hear about your bankruptcy. You should definitely check out http://www.mortgageous.com/debt-consolidation - they can reduce your monthly payments by up to 75%. Plus they won't charge you anything for a debt analysis or credit repair consultation, which is good since you're trying to save money. Make sure to ask them about helping you repair your credit. Good luck - it sounds like you're working hard to get yourself on track. .